Yes, lines at the bank can be a hassle. But you can be sure that the exchange rate they'll be using is better than the ones you'll get with foreign money changers. If there's a drawback to this, it's the fact that you have to do this in advance and not at the spur of the moment.

Filipinos know that the best place to have their money changed in Singapore is at Orchard Road's Lucky Plaza. While this may require some research on your part before you leave, it beats shopping around different locations for money changers with the most favorable rates. If you don't have anyone to ask in the country you're heading to, you can always ask where to exchange currency in the numerous travel groups that abound on social media.

Completely forgot to bring money? Forgot to talk to your bank about your ATM or debit card? You can always use your credit card. At the most, you'll be charged an additional 5% international transaction fee. If you're lucky, your bank may not even charge you this. That means you'll be paying the exact amount. With these tips, you'll hopefully get the most out of the money you bring with you. Have enough local currency on hand? Then take that trip and book it withTraveloka!]]>